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Major interest rate-cutting cycle unlikely despite August loosening, ICAEW says

Author: ICAEW

Published: 01 Aug 2024

Suren Thiru, ICAEW Economics Director, responded to today’s interest rate decision by the Bank of England’s Monetary Policy Committee (Thursday 1 August 2024):

“The decision to cut interest rates will provide much needed cheer to those households grappling with onerous mortgage costs and to businesses trying to access the finance they need to grow. 

“While this rate cut marks a notable shift in direction, the financial reality facing households and firms won’t materially change, as this is just one step back from the previous period of 14 rate hikes.  

“The split vote decision among rate setters suggests this was a rather hawkish rate cut, so this policy loosening is unlikely to herald the start of a major interest rate-cutting cycle. 

“With the bank forecasting that inflation will drift higher in the coming months, the Monetary Policy Committee is likely to put off lowering interest rates again until the end of the year.” 

ENDS

Notes to editors:

Contact: ICAEW media office media.office@icaew.com, tom.mackintosh@icaew.com or 07866 853 841