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Q: My client currently elects to use the cash basis and made a loss in 24-25 tax year. Can the loss be set against other income of the year?

A. No, losses on the cash basis are carried forward to offset against profits of the same trade in later years. However, starting from the 2025/26 tax year, the cash basis will be the default method for all unincorporated businesses. New rules will allow losses to be set sideways in the same year or the previous year (subject to a cap) before carrying them forward to offset against future profits of the same trade. This change aligns the cash basis with the accruals basis regarding loss treatment.

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These publications from Markel Tax were correct at the time of going to press and should be considered as principles-based guidance only. To check current validity, call the Markel Tax helpline. ICAEW (as distributor) disclaims all liability for any errors or omissions.

About Markel Tax

Markel Tax offers expert advice on UK tax and VAT via its helpline and provides monthly FAQs with questions and answers on common tax issues for businesses and practitioners.